On the suitability of resampling techniques for the class imbalance problem in credit scoring
نویسندگان
چکیده
منابع مشابه
On the Suitability of Resampling Techniques for the Class Imbalance Problem in Credit Scoring
In real-life credit scoring applications, the case in which the class of defaulters is under-represented in comparison to the class of non-defaulters is a very common situation, but it has still received little attention. The present paper investigates the suitability and performance of several resampling techniques when applied in conjunction with statistical and artificial intelligence predic...
متن کاملOn the suitability of resampling techniques for the class imbalance problem in credit scoring
In real-life credit scoring applications, the case in which the class of defaulters is under-represented in comparison with the class of non-defaulters is a very common situation, but it has still received little attention. The present paper investigates the suitability and performance of several resampling techniques when applied in conjunction with statistical and artificial intelligence pred...
متن کاملOn Class Imbalance Correction for Classification Algorithms in Credit Scoring
Credit scoring is often modeled as a binary classification task where defaults rarely occur and the classes generally are highly unbalanced. Although many new algorithms have been proposed in the recent past to mitigate this specific problem, the aspect of class imbalance is still underrepresented in research despite its great relevance for many business applications. Within the “Machine Learni...
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ژورنال
عنوان ژورنال: Journal of the Operational Research Society
سال: 2013
ISSN: 0160-5682,1476-9360
DOI: 10.1057/jors.2012.120